The first thing you need to do when determining your budget is to know where the money goes. If you budget too little or too much for any line items, your budget will not work.
A spending form helps guide you through your past pay periods and track everything you buy, so you know that you can create a budget with confidence.
While you may think you spend only $500 a month on groceries, the reality may be that it is closer to $800. Your spending form is the first step in creating a budget that works.
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